You can also buy IFFCO Tokio health insurance plans in the offline mode from InsuranceDekho. These include, but are not limited to the following. Ltd., we understand that there's no 'one size fits all' approach to health cover. This makes it easier to find the best Mediclaim Policy for your needs. Out of many IFFCO Tokio health insurance plans, we have shortlisted the top 5 for you. A waiting period of 30 days is applicable starting from the date of policy issuance. We settled a total of 8.61 lakh claims in FY2019 and have a claim settlement ratio of 92.65%. With an incurred claims ratio in Health of 102.00%, they also covered 220.15 lac lives during the same year 2018-19, as per the data provided by IRDAI. Please enter insured name. Daily allowance: An additional daily allowance amount equivalent to 0.15% (one seventh of a percent) of the sum insured per day, up to a maximum of Rs. Buy best health insurance plans from IFFCO Tokio for whole family. The policy pays you a lump sum amount on diagnosis of vector-borne diseases. They provide protection from numerous medical expenses and offer comprehensive coverage. And when it comes to looking after yourself, you can think of health insurance as your ultimate back up plan. READ MORE, Offers full coverage to you and your family. 150 per day / Rs 250 per day (depening on plan variant), 12 Diseases covered upto 50% of Sum Insured, Spouse and dependent parent and children, brother, sister, brother-in-law, sister-in-law, nephew, niece or any other relation who is dependent or relatives living together, You, your spouse, dependent children, brother, sister, brother-in-law, sister-in-law, nephew, niece or any other relation who is dependent or relatives living together with you and dependent parents on individual sum insured basis, Members of the family consisting of you, your spouse and dependent children up to the age of 23 years. 25 lakh. In this case, you could have to pay for all your medical expenses and we would then reimburse the costs incurred. IFFCO Tokio Health Insurance. Yes, no matter which plan you purchase, you can avail tax benefits on every health insurance plan of IFFCO Tokio as per section 80D of the Income Tax Act 1961. Swasthya Kavach Wider Plan 2 to 5 Lakh. Just visit our health insurance page and enter your name & phone number. When it comes to health insurance, IFFCO Tokio health insurance is one of the renowned names in the market. And, we’ll even reward you for staying healthy! You’ll probably buy a medical insurance plan only once in your life. It is one of the factors that help you make an informed choice while selecting an insurer. Step 3: Documents Verification The TPA will examine your document and convey the decision to the network hospital. This insurance helps you cover up the heavy medical bills in case of a sudden emergency. View All IFFCO Tokio Health Insurance Reviews, IFFCO Tokio Health Insurance for Individual, IFFCO Tokio Health Insurance for Senior Citizen. IFFCO Tokio Critical Illness Policy: IFFCO Tokio Critical Illness Policy mitigates your financial hardship in case of a critical illness. To understand the tax benefits in detail, see the table below: Deduction under Section 80D of the Income Tax Act, When the policyholder as well as parents are less than 60 years of age, When the policyholder and family members are aged below 60 years with parents aged above 60 years, When the policyholder, family members, and parents are aged above 60 years. Our health insurance plans look after your health and wellbeing. However, in the interest of your time, energy, and convenience, we suggest that you purchase a plan over the Internet. At IFFCO-Tokio General Insurance Pvt. Ltd. you can enjoy. Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc. The plan offers you many benefits such as cover for in-patient hospitalisation expenses, cover for AYUSH treatment, domiciliary treatment, organ donor expenses, ambulance charges cover, etc. You can also customize both plans in a way that they complement each other and provide you with wholesome coverage from medical emergencies. Also, besides for the premium, you should also look into other costs associated with your policy such as co-insurance & deductible. These are medical conditions & healthcare expenses that are not included in the coverage of the policy. Claim Process at IFFCO Tokio Health Insurance… It could be your favourite spot on the couch, in-between meetings at the office or even while you are travelling. IFFCO Tokio has kept everyone, be it a child or senior in mind while designing its policies. You can buy this policy as an additional benefit on the top of your base health insurance policy. Not only that, any NCB (No Claim Bonus) & waiting period credits you have accumulated over time could also be lost. The advantage of buying two medical insurance plans is that, if the sum insured of one plan is exhausted, you can turn to the other to cover the remaining costs. Here are some other good reasons for this. However, as per the rules of TPA and insurer, policyholders might need ID proof at the time of filing a claim. Yourself, wedded spouse, parents, parents-in-law, dependent children between the age 3 months to 25 years. Popular Plan comparison. It can be easily personalized to meet the healthcare needs of your entire family. for class A cities and 1.25% of sum insured for other cities, S.I of 5 Lacs and above : Covered up to actuals S.I below 5 Lacs: Up to 1.75% of S.I. I wanted to avail the benefits of cashless mediclaim. READ MORE, Standard health insurance covering basic medical expenses. READ MORE, Complete cover for your family. Younger individuals usually enjoy lower premiums and a higher sum insured usually translates to a higher premium. All in all, the insurer fulfils varied needs from different sections of the society with its specialised products. Step 3: Pick your renewal quote.Step 4: Pay online via your preferred mode of payment. All in all, the insurer fulfils varied needs from different sections of the society with its specialised products. Step 3: File Claim Download the claim form from the official website of IFFCO Tokio General Insurance. National Insurance. IFFCO Tokio General Insurance, incorporated on 4th December 2000, is a joint venture between the Indian Farmers Fertilizer Co-operative (IFFCO) and its associates and Tokio Marine and Nichido Fire Group. S.I of 3 Lacs and above : Covered up to actuals (depending on plan variant) S.I below 3 Lacs: Up to 1% of S.I. There is no maximum limit for claims to be made. proceed. National Insurance . The trip from your home to our office could take hours, especially if there’s traffic! As the benefits vary with different policies, so does health insurance premium. Click here to renew. It comes with a deductible, which is that part of the claim amount which you have to pay from your own pocket before being able to avail of the policy benefits. You will receive a One Time Password on the entered mobile number. It is the ratio of claims settled by the company to the collective premium during that year. Ltd., we understand that there's no 'one size fits all' approach to health cover. Exclusions of IFFCO Tokio Individual Health Protector Policy. IFFCO Tokio General Insurance offers 2 types of health insurance policies: Overseas Travel Insurance Policy This travel insurance policy offered by IFFCO Tokio General Insurance provides financial assistance in case of medical emergencies, in the case of evacuation, if the policyholder loses his/her baggage or passport, etc. Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate 3 days prior to admission. Members of the family consisting of you, your spouse, dependent children upto the age of 23 yrs. IFFCO Tokio health insurance plans come with the following terms: Premiums to be paid on renewals are subject to change. Step 5: Select the age of your family members. Any injuries and medical expenses arising from such incidents are not covered by medical insurance. This policy can be purchased even without any other basic health insurance policy. After this, you can make the payment and the policy will be yours. What is Health Insurance? Click ‘Continue’. You can customize this quotation to better match your needs by including your choice of add-ons and fine-tuning several other aspects of the plan. IFFCO Tokio Health Insurance Plans Company Overview. IFFCO Tokio health insurance plans cover you with numerous benefits such as cover for health check-up, ambulance charges, pre-hospitalisation and post-hospitalisation expenses, and so on. Once your transaction is successfully completed, the policy document will be e-mailed to you and the coverage of your health insurance plan will begin instantly. For this, a sum insured of INR 1 lakh will be available, covering family members such as spouse, children, brothers, sisters, parents and parents in law. Health insurance has to be renewed after every policy term. 5 lakh in multiples of Rs. I am a policyholder of IFFCO Tokio’s Family Health Protector plan. To avail benefits under your IFFCO Tokio health insurance plans, you have to pay a health insurance premium to the company. Step 4:  Select the members of your family you wish to include in the policy. 1,500 per hospitilization, Covered up to Rs. IFFCO Tokio Health Insurance FAQs If I purchase a health plan with IFFCO Tokio, will I get any tax benefit? Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request. Select ‘Renew Health Policy’. You can easily renew your IFFCO Tokio health insurance policy online by following a few simple steps: Step 1: Visit the official website of IFFCO Tokio General Insurance and navigate to the Renewal Page. It should be noted that IFFCO Tokio has its network hospitals all over the country. To make a claim for reimbursement under your IFFCO Tokio health insurance plans, you will be required to follow the steps given below: Step 1:  Intimate IFFCO Tokio General Insurance Intimate IFFCO Tokio General Insurance by calling them in the toll-free number 1800 103 5499 immediately on admission. No … You can buy health insurance online at any time of the day or night! Step 2: Enter policy details like the product, policy number, and your name. IFFCO Tokio Individual Health Protector Policy - IFFCO Tokio Individual Health Protector Policy offers health insurance coverage to both you and your dependents under a single insurance cover on an individual sum insured basis. Check out all the Key Features Benefits Policy … However, when you do not renew your medical insurance policy on time, it will expire and your coverage will come to an end. Get financial protection from life-threatening illnesses such as cancer, stroke, open heart surgery, major burns, etc. 1 lakh and covers people aged between 3 months and 65 years. 3. This includes room rent, doctor’s consultation charges, surgery, etc. / 2.5% of S.I (depending on the plan variant)s. S.I of 3 Lacs and above : Covered up to actuals (depending on plan variant) S.I below 3 Lacs: Up to 2.5% of S.I. Add-ons help widen the coverage of your medical insurance policy. 4. Specialised indemnity product for the treatment of COVID-19. Where you live can also have a large effect on your premium as urban areas imply higher medical expenses than semi-urban and rural areas. With a medical insurance policy from IFFCO-Tokio General Insurance Pvt. for class A cities and 1.50% of sum insured for other cities, S.I of 3 Lacs and above : Covered up to actuals (depending on plan variant) S.I below 3 Lacs: Up to 1% of S.I. Each and every one of us should have a valid policy at all times! Reimbursement Claims: If you undergo treatment at a non-network hospital, you cannot avail of cashless claims. We also have over 5000+ network hospitals where you can avail cashless treatment. Childbirth and lawful terminations are also considered as pre-existing conditions, therefore they have a waiting period before they are covered. You can also choose add-ons and customer the coverage of your plan. Be it a child or an adult, sudden onset of disease may demand you to visit a hospital. Pre-planned procedures such as tonsillectomy, cataract, lithotripsy, and so on are covered by your policy. READ MORE, Coverage for vector-borne diseases. You are more than welcome to visit one of our branches to purchase a medical insurance policy. I had no clue about how or where to start. These conditions are covered only after the waiting-period which usually ranges from 3-4 years. IFFCO Tokio Family Health Protector Policy: IFFCO Tokio Family Health Protector Policy covers you and your family against hospitalisation necessitated due to any illness, sickness, disease, or an accident. This ensures that getting a claim settled is a complete breeze! A... To me, the Whatsapp chat availability on InsuranceDekho is one of the best features. You could also expect to pay a higher premium if you consume nicotine and/or alcohol. 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